Interactive Calculator + Scenario Planner

Kaitatau Tūmahi + Mahere Āhuatanga

Use this tool to make two invisible pressures visible: (1) dilution across generations, and (2) the ongoing costs of whenua. The goal is not perfection — it’s clarity.

Whakamahia tēnei taputapu hei whakaatu i ngā pēhanga e rua e huna ana: (1) te heke pānga i ia whakatupuranga, (2) ngā utu haere tonu o te whenua. Ehara te whāinga i te tino tika — ko te whāinga ko te mārama.

Fast clarity • Board-safe • Whānau-friendly Mārama tere • Haumaru mō te poari • Pai mō te whānau

A) Dilution Calculator (succession effect)

A) Kaitatau Heke Pānga (āhua o te whakatupuranga)

Set the original owner count, then the current owner count. The tool shows today’s influence per person.

Tautuhia te tokomaha o ngā rangatira tīmatanga, kātahi ko ngā rangatira o nāianei. Ka whakaatu te pānga ia tangata.

Share per person (today) Pānga ia tangata (ināianei) —
Owners (today) Rangatira (ināianei) —
Influence vs original owner Pānga ki te rangatira tīmatanga —

Interpretation: As owners increase, each person’s ability to move decisions (and benefit) shrinks.

Whakamārama: Ka tokomaha ngā rangatira, ka iti iho te kaha o te tangata ki te whakatau (me te whai hua).

Tip: Use this as a governance “urgency meter”. Tohutohu: Whakamahia hei “mita tere” mō te whakahaere.

B) Cost Calculator (what “idle” land costs)

B) Kaitatau Utu (ngā utu o te whenua “kāore e mahi”)

Enter estimates. The tool shows annual total + cost per owner + cost per 1% share.

Whakauruhia he tatauranga. Ka whakaatu te katoa ā-tau + utu ia rangatira + utu mō ia 1% pānga.

Total annual cost Katoa o ngā utu ā-tau —
Cost per owner (if split) Utu ia rangatira (mēnā ka wehea) —
Cost per 1% share (visibility tool) Utu mō ia 1% pānga (hei whakaatu) —

Reality check: “No income” does not mean “no cost”.

Arotake tūturu: Ehara te “kāore he moni” i te mea “kāore he utu”.

Tip: add a “governance fee” line if the trust pays admin time. Tohutohu: tāpirihia he “utu whakahaere” mēnā ka utua te wā whakahaere.

Linking Insight: dilution + costs

Aronga Hononga: heke pānga + utu

When ownership is highly diluted, a person may hold only a small share — but costs still exist. This line shows what your share looks like today, and what a “full-owner-equivalent” cost pressure can feel like.

Ina tino heke te pānga, he iti noa te pānga a te tangata — engari ka noho tonu ngā utu. Ka whakaatu tēnei rārangi i tō pānga o nāianei, me te pēhanga utu ka rangona.

Your share today (based on Dilution Calculator) Tō pānga ināianei (mai i te Kaitatau Heke Pānga) —
“Owner-equivalent” cost pressure (visibility only) Pēhanga utu “rite ki te rangatira” (hei whakaatu anake) —

Note: this is a planning visibility tool — not legal/financial advice.

Tuhipoka: he taputapu mārama whakamahere tēnei — ehara i te tohutohu ture/pūtea.

Scenario Planner (A vs B)

Mahere Āhuatanga (A ki B)

Compare two possible futures (or two blocks) side-by-side. This helps boards and whānau see tradeoffs quickly.

Whakatauritea ngā āhuatanga e rua (ā mua, ā poraka rānei) kia kitea ngā rerekētanga wawe.

Scenario A

Āhuatanga A

OwnersRangatira—
Share per personPānga ia tangata—
Total annual costUtu ā-tau katoa—
Cost per ownerUtu ia rangatira—

Scenario B

Āhuatanga B

OwnersRangatira—
Share per personPānga ia tangata—
Total annual costUtu ā-tau katoa—
Cost per ownerUtu ia rangatira—

Scenario B vs A: —

Scenario B vs A: —

Note: this is for understanding governance pressure and planning options (not formal valuation).

Tuhipoka: hei mārama ki te pēhanga whakahaere me ngā kōwhiringa (ehara i te aromatawai mana).