Scenario Planner (Reinvest vs Distribute vs Activate)

Mahere Āhuatanga (Whakahou vs Tohatoha vs Whakakaha)

This is a simple “what if” planner for orchard governance. It helps whānau and boards see trade-offs clearly: protect the asset, pay dividends, or invest to grow income.

He mahere “mehemea” māmā tēnei mō te whakahaere māra. Ka whakaatu i ngā taupatupatu: tiaki rawa, utu huamoni, rānei whakangao kia tipu ai te moni.

Numbers first • Feelings second • Decisions last Tuatahi ko ngā tau • Tuarua ko ngā kare ā-roto • Muri iho ko ngā whakatau

Planner inputs

Ngā tāuru mahere

Choose a scenario Kōwhiria tētahi āhuatanga

Annual income Moni ā-tau

Operating costs Utu whakahaere

Maintenance Tiaki

Reinvestment budget (base) Pūtea whakahou (tīmatanga)

Dividend payout rate (% of surplus) % huamoni (o te toenga)

Number of owners (for “average”) Tokomaha rangatira (mō te “toharite”)

Your shareholding (%). Leave 0 to use equal split. Ō hea (%). Waiho ki te 0 mō te wehenga ōrite.

Tip: Start with realistic numbers. The “truth” is usually smaller than people expect — and that clarity reduces conflict.

Tohutohu: Tīmata ki ngā tau tūturu. He iti ake te “pono” i ngā whakaaro — ā, ka whakaiti tēnei mārama i te raruraru.

Activate inputs (only if using “Activate”)

Tāuru Whakakaha (mēnā ka kōwhiri “Whakakaha”)

Income uplift (%) % pikinga moni

Activation cost (total) Utu whakakaha (katoa)

Spread over (years) Wehea ki (tau)

Results (based on your inputs)

Ngā hua (e hāngai ana ki ō tāuru)

Adjusted income

Moni kua whakatikaina

Surplus (after costs + reinvest)

Toenga (i muri i ngā utu + whakahou)

Dividend pool

Pūtea huamoni

Average payout (per owner)

Toharite utu (ia rangatira)

Your payout (if % entered)

Tō utu (mēnā i tāuru %)

Retained after dividend

Moni ka toe i muri i te huamoni

Use this as a hui tool: agree on assumptions first, then compare scenarios. Whakamahia mō te hui: whakaae ki ngā whakapae tuatahi, kātahi ka whakataurite i ngā āhuatanga.

How to use this in governance (simple)

Me pēhea te whakamahi mō te whakahaere (māmā)

Step 1: agree on realistic income + costs (use last season’s numbers).
Step 2: test three scenarios and look at the average payout.
Step 3: ask: “What decision would we regret in 3 years?”
Step 4: write the rule (payout rate + reinvestment baseline) and review annually.

Hipanga 1: whakaae ki ngā tau tūturu mō te moni me ngā utu (whakamahia ngā tau o tērā kaupeka).
Hipanga 2: whakamātau i ngā āhuatanga e toru, tirohia te toharite utu.
Hipanga 3: pātai: “He aha te whakatau ka tino pōuri tātou i roto i te 3 tau?”
Hipanga 4: tuhia te ture (payout rate + baseline whakahou) ā, arotake ā-tau.

Stewardship frame: Dividends are a benefit — reinvestment is survival — activation is future.

Anga kaitiakitanga: He hua ngā huamoni — ko te whakahou te oranga — ko te whakakaha te anamata.